Skip to main content

How to get a Agent (Producer) license in Kentucky

The Kentucky Department of Insurance sets the education you must complete before it will license you. Here is the exact requirement, by license class.

Kentucky Department of Insurance

Required hours by license class

Agent (Producer)

20 required hours

Who this applies to: Resident individuals applying for an agent (producer) license examination

A licensing exam is required in addition to these hours.

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: Kentucky Department of Insurance · verified 2026-09-02

Long-Term Care Partnership (LTCP) — Initial One-Time Training

8 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: Kentucky Department of Insurance · verified 2026-09-10

Annuity Best Interest / Suitability — One-Time Training

4 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: Kentucky Department of Insurance · verified 2026-09-10

National Flood Insurance Program (NFIP) — One-Time Training

3 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: Kentucky Department of Insurance · verified 2026-09-10

Common questions

How many hours of pre-license education does Kentucky require for insurance agents?
20 hours for Agent (Producer); 8 hours for Long-Term Care Partnership (LTCP) — Initial One-Time Training; 4 hours for Annuity Best Interest / Suitability — One-Time Training; 3 hours for National Flood Insurance Program (NFIP) — One-Time Training, as set by the Kentucky Department of Insurance.
Is an exam required to get licensed in Kentucky?
Yes. In addition to the required education hours, Kentucky requires a licensing exam for one or more license classes.
Can I complete these hours online?
Yes. Our pre-license courses are delivered entirely online and self-paced, with a certificate of completion issued as soon as you finish.

Already licensed? This page covers getting your first license. If you already hold one, Kentucky insurance agents renewal requires 24 hours of continuing education — see Kentucky insurance agents continuing education.