Kentucky Insurance Agent Continuing Education Requirements

• 24 hours

  of board-approved CE every 2 years

  4 license classes
  • Variable Life and Variable Annuity Agent
  • Personal Lines Agent
  • Independent adjuster / Public adjuster
  • Standard Biennial CE — Insurance Producer (All Major Lines)

  Course for these classes is in board review.

  Browse catalog

• 4 hours

  of board-approved CE every 2 years

  1 license class
  • Long-Term Care Partnership (LTCP) — Ongoing Biennial Training (Endorsement Holders)

  Course for this class is in board review.

  Browse catalog

How renewal works

From course to renewed license in Kentucky

1. Step 1

   Pick the course for your license class

   Each course above is planned to the 24 hours and topics Kentucky Department of Insurance requires.

2. Step 2

   Complete it online, at your pace

   Timed lessons and checkpoints record your seat time so the hours hold up to an audit.

3. Step 3

   Download your certificate instantly

   Your certificate lists the approved hours and completion date the moment you pass.

4. Step 4

   Renew with the board

   We report your completion through the board's portal within 30 days. Then renew every 2 years through the board.

Questions Kentucky insurance agents ask

Frequently asked questions

How many continuing education hours do Kentucky insurance agents need?

Kentucky insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Kentucky Department of Insurance.

Which license types have different CE requirements in Kentucky?

Requirements differ by license class in Kentucky: 24 hours for Variable Life and Variable Annuity Agent, Personal Lines Agent, Independent adjuster / Public adjuster, Standard Biennial CE — Insurance Producer (All Major Lines); 4 hours for Long-Term Care Partnership (LTCP) — Ongoing Biennial Training (Endorsement Holders).

What topics are required for Kentucky insurance agents continuing education?

Kentucky Department of Insurance requires coverage of: Ethics (3 hours); Line-of-Authority (LOA) Specific (6 hours); Elective / General (15 hours); Long-Term Care Insurance — Ongoing (4 hours).

Is an exam required to renew a Kentucky insurance agents license?

Yes — Kentucky Department of Insurance requires an examination as part of renewal in addition to continuing education.

How are completed CE hours reported to Kentucky Department of Insurance?

Completed hours are reported through the board's online portal within 30 days of completion. You also receive a certificate of completion for your records.

Can Kentucky insurance agents complete continuing education online?

Yes. Board-approved online courses count toward the Kentucky requirement; timed seat-time and completion records satisfy audit requirements.