Florida Insurance Agent Continuing Education Requirements

• 24 hours

  of board-approved CE every 2 years

  3 license classes
  • Life and Health 2-15 & 2-18
  • All Lines Adjusters 6-20, 5-20 & 70-20
  • Standard CE — Licensed Less Than 6 Years

  Course for these classes is in board review.

  Browse catalog

• 20 hours

  of board-approved CE every 2 years

  1 license class
  • Standard CE — Licensed 6 or More Years

  Course for this class is in board review.

  Browse catalog

• 14 hours

  of board-approved CE every 2 years

  1 license class
  • Limited Surety (Bail Bond) 2-34 & 2-37

  Course for this class is in board review.

  Browse catalog

• 10 hours

  of board-approved CE every 2 years

  2 license classes
  • Title (Resident & Non-Resident) 4-10
  • Industrial Fire 2-33

  Course for these classes is in board review.

  Browse catalog

• 8 hours

  of board-approved CE every 2 years

  1 license class
  • Specialty One-Time: Long-Term Care Partnership (LTCP) Training

  Course for this class is in board review.

  Browse catalog

• 4 hours

  of board-approved CE every 2 years

  1 license class
  • Specialty One-Time: Annuity Best Interest Training (Life agents selling annuities)

  Course for this class is in board review.

  Browse catalog

• 3 hours

  of board-approved CE every 2 years

  1 license class
  • Specialty One-Time: NFIP Flood Insurance Training (P&C producers selling federal flood policies)

  Course for this class is in board review.

  Browse catalog

How renewal works

From course to renewed license in Florida

1. Step 1

   Pick the course for your license class

   Each course above is planned to the 24 hours and topics Florida Department of Financial Services, Division of Insurance Agent and Agency Services requires.

2. Step 2

   Complete it online, at your pace

   Timed lessons and checkpoints record your seat time so the hours hold up to an audit.

3. Step 3

   Download your certificate instantly

   Your certificate lists the approved hours and completion date the moment you pass.

4. Step 4

   Renew with the board

   We report your completion through the board's portal within 21 days. Then renew every 2 years through the board.

Questions Florida insurance agents ask

Frequently asked questions

How many continuing education hours do Florida insurance agents need?

Florida insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Florida Department of Financial Services, Division of Insurance Agent and Agency Services.

Which license types have different CE requirements in Florida?

Requirements differ by license class in Florida: 24 hours for Life and Health 2-15 & 2-18, All Lines Adjusters 6-20, 5-20 & 70-20, Standard CE — Licensed Less Than 6 Years; 20 hours for Standard CE — Licensed 6 or More Years; 14 hours for Limited Surety (Bail Bond) 2-34 & 2-37; 10 hours for Title (Resident & Non-Resident) 4-10, Industrial Fire 2-33; 8 hours for Specialty One-Time: Long-Term Care Partnership (LTCP) Training; 4 hours for Specialty One-Time: Annuity Best Interest Training (Life agents selling annuities); 3 hours for Specialty One-Time: NFIP Flood Insurance Training (P&C producers selling federal flood policies).

What topics are required for Florida insurance agents continuing education?

Florida Department of Financial Services, Division of Insurance Agent and Agency Services requires coverage of: Law & Ethics Update (4 hours); Elective credits (20 hours); Ethics, Rules or Compliance (3 hours); Standard (7 hours); Hurricane Mitigation / Premium Discounts (General Lines and Customer Representatives only) (1 hour); National Flood Insurance Program (NFIP) Training (3 hours); Long-Term Care Partnership Training (8 hours); Annuity Best Interest Certification Training (4 hours).

Is an exam required to renew a Florida insurance agents license?

Yes — Florida Department of Financial Services, Division of Insurance Agent and Agency Services requires an examination as part of renewal in addition to continuing education.

How are completed CE hours reported to Florida Department of Financial Services, Division of Insurance Agent and Agency Services?

Completed hours are reported through the board's online portal within 21 days of completion. You also receive a certificate of completion for your records.

Can Florida insurance agents complete continuing education online?

Yes. Board-approved online courses count toward the Florida requirement; timed seat-time and completion records satisfy audit requirements.