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How to get a Life license in West Virginia

The West Virginia Offices of the Insurance Commissioner (OIC) sets the education you must complete before it will license you. Here is the exact requirement, by license class.

West Virginia Offices of the Insurance Commissioner (OIC)

Required hours by license class

Life · Accident & Sickness (Health) · Property · Casualty · Personal Lines

20 required hours

An exam is required for one or more of these license classes — confirm which with the board.

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: West Virginia Offices of the Insurance Commissioner (OIC) · verified 2026-09-02

Long-Term Care — Initial One-Time Training (before selling LTC)

8 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: West Virginia Offices of the Insurance Commissioner (OIC) · verified 2026-09-10

Annuity Best Interest — One-Time Training (before selling annuities)

4 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: West Virginia Offices of the Insurance Commissioner (OIC) · verified 2026-09-10

Flood Insurance (NFIP) — One-Time Training (before selling flood policies)

3 required hours

We have researched this requirement and are building the course now.

One email about this course. No marketing list, no sharing.

Source: West Virginia Offices of the Insurance Commissioner (OIC) · verified 2026-09-10

Common questions

How many hours of pre-license education does West Virginia require for insurance agents?
20 hours for Life, Accident & Sickness (Health), Property, Casualty, Personal Lines; 8 hours for Long-Term Care — Initial One-Time Training (before selling LTC); 4 hours for Annuity Best Interest — One-Time Training (before selling annuities); 3 hours for Flood Insurance (NFIP) — One-Time Training (before selling flood policies), as set by the West Virginia Offices of the Insurance Commissioner (OIC).
Is an exam required to get licensed in West Virginia?
Yes. In addition to the required education hours, West Virginia requires a licensing exam for one or more license classes.
Can I complete these hours online?
Yes. Our pre-license courses are delivered entirely online and self-paced, with a certificate of completion issued as soon as you finish.

Already licensed? This page covers getting your first license. If you already hold one, West Virginia insurance agents renewal requires 24 hours of continuing education — see West Virginia insurance agents continuing education.