New York Insurance Agent Continuing Education Requirements

• 30 hours

  of board-approved CE every 2 years

  1 license class
  • Dual Major-Line CE — Life/Health AND P&C (no NFIP sales)

  Course for this class is in board review.

  Browse catalog

• 15 hours

  of board-approved CE every 2 years

  4 license classes
  • Continuing education for certain insurance licenses
  • Single-Line CE — Life only, Health only, or P&C only (no NFIP sales)
  • Single-Line P&C CE — P&C only, licensed to sell P&C lines (no NFIP sales)
  • Single-Line P&C CE — P&C licensed to sell flood insurance through NFIP

  Course for these classes is in board review.

  Browse catalog

How renewal works

From course to renewed license in New York

1. Step 1

   Pick the course for your license class

   Each course above is planned to the 15 hours and topics New York State Department of Financial Services (DFS) requires.

2. Step 2

   Complete it online, at your pace

   Timed lessons and checkpoints record your seat time so the hours hold up to an audit.

3. Step 3

   Download your certificate instantly

   Your certificate lists the approved hours and completion date the moment you pass.

4. Step 4

   Renew with the board

   We report your completion through the board's portal. Then renew every 2 years.

Questions New York insurance agents ask

Frequently asked questions

How many continuing education hours do New York insurance agents need?

New York insurance agents must complete 15 hours of board-approved continuing education every 2 years, as set by New York State Department of Financial Services (DFS).

Which license types have different CE requirements in New York?

Requirements differ by license class in New York: 30 hours for Dual Major-Line CE — Life/Health AND P&C (no NFIP sales); 15 hours for Continuing education for certain insurance licenses, Single-Line CE — Life only, Health only, or P&C only (no NFIP sales), Single-Line P&C CE — P&C only, licensed to sell P&C lines (no NFIP sales), Single-Line P&C CE — P&C licensed to sell flood insurance through NFIP.

What topics are required for New York insurance agents continuing education?

New York State Department of Financial Services (DFS) requires coverage of: Insurance Law (1 hour); Ethics and Professionalism (1 hour); Diversity, Inclusion, and Elimination of Bias (1 hour); Elective — Insurance-related topics approved for licensee's line of authority (12 hours); Flood Insurance (Basic) (1 hour); Elective — P&C-approved insurance topics (11 hours); Enhanced Flood Insurance (NFIP) (3 hours); P&C Line — approved courses (13 hours); Life/Health Line — approved courses (14 hours).

Is an exam required to renew a New York insurance agents license?

Yes — New York State Department of Financial Services (DFS) requires an examination as part of renewal in addition to continuing education.

How are completed CE hours reported to New York State Department of Financial Services (DFS)?

Completed hours are reported through the board's online portal. You also receive a certificate of completion for your records.

Can New York insurance agents complete continuing education online?

Yes. Board-approved online courses count toward the New York requirement; timed seat-time and completion records satisfy audit requirements.