How to Renew Your Texas Insurance Agent License

Who has to renew

This guide covers Texas insurance agents holding a license in one of these classes: General Lines - Life, Accident, Health, and HMO (LAH), Personal Lines Property and Casualty Agent, Adjusters and Public Adjusters, Major Lines Agent/Adjuster — Standard Biennial CE (General Lines L&H, P&C, MGA, Adjusters), County Mutual, Life Insurance Under $25,000, Limited Lines Agent, Other / Limited-Lines Agent — Standard Biennial CE (Limited Lines, County Mutual), Annuity Sellers — Ongoing Annuity CE (after initial certification), Long-Term Care Sellers — Ongoing LTC CE (each renewal after initial certification). Requirements are set by Texas Department of Insurance (TDI). Hours differ by class — 24 hours for General Lines - Life, Accident, Health, and HMO (LAH), Personal Lines Property and Casualty Agent, Adjusters and Public Adjusters, Major Lines Agent/Adjuster — Standard Biennial CE (General Lines L&H, P&C, MGA, Adjusters); 10 hours for County Mutual, Life Insurance Under $25,000, Limited Lines Agent, Other / Limited-Lines Agent — Standard Biennial CE (Limited Lines, County Mutual); 8 hours for Annuity Sellers — Ongoing Annuity CE (after initial certification); 4 hours for Long-Term Care Sellers — Ongoing LTC CE (each renewal after initial certification).

When to renew

Texas insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (Tex. Ins. Code §4003.001; 28 TAC §19.1003 — license expires on the last day of the licensee's birth month biennially (each licensee's own birth month, continuously staggered))

The continuing education Texas requires

Texas Department of Insurance (TDI) requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

• Ethics — at least 3 hours
• General Insurance (Elective) — at least 12 hours
• Self-Study (cap — not a separate subject)
• Annuity Best Interest / Suitability — Ongoing — at least 8 hours
• Long-Term Care Insurance — Ongoing Renewal Training — at least 4 hours

How to renew, step by step

1. 1

   Confirm your license class and renewal date

   Texas sets insurance agents requirements by license class (General Lines - Life, Accident, Health, and HMO (LAH), Personal Lines Property and Casualty Agent, Adjusters and Public Adjusters, Major Lines Agent/Adjuster — Standard Biennial CE (General Lines L&H, P&C, MGA, Adjusters), County Mutual, Life Insurance Under $25,000, Limited Lines Agent, Other / Limited-Lines Agent — Standard Biennial CE (Limited Lines, County Mutual), Annuity Sellers — Ongoing Annuity CE (after initial certification), Long-Term Care Sellers — Ongoing LTC CE (each renewal after initial certification)). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

2. 2

   Complete 24 hours of board-approved continuing education

   Texas Department of Insurance (TDI) requires 24 hours every 2 years, including Ethics, General Insurance (Elective), Self-Study (cap — not a separate subject), Annuity Best Interest / Suitability — Ongoing and other required topics. Do not leave it for the last week — completions must be on file before the deadline.

   See the Texas insurance agents course
3. 3

   Save your certificate of completion

   Download the certificate the moment you finish and keep it with your license records; Texas audits can reach back several years.

4. 4

   Make sure your hours reach the board

   In Texas, completions are submitted through the board’s online licensing portal, within 30 days of completion. You can confirm your hours are on file in the reporting system linked below.

   Check your hours on file
5. 5

   Renew with Texas Department of Insurance (TDI)

   Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

   Go to Texas Department of Insurance (TDI)

Texas insurance agent renewal FAQ

How many continuing education hours do Texas insurance agents need?

Texas insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Texas Department of Insurance (TDI).

Which license types have different CE requirements in Texas?

Requirements differ by license class in Texas: 24 hours for General Lines - Life, Accident, Health, and HMO (LAH), Personal Lines Property and Casualty Agent, Adjusters and Public Adjusters, Major Lines Agent/Adjuster — Standard Biennial CE (General Lines L&H, P&C, MGA, Adjusters); 10 hours for County Mutual, Life Insurance Under $25,000, Limited Lines Agent, Other / Limited-Lines Agent — Standard Biennial CE (Limited Lines, County Mutual); 8 hours for Annuity Sellers — Ongoing Annuity CE (after initial certification); 4 hours for Long-Term Care Sellers — Ongoing LTC CE (each renewal after initial certification).

What topics are required for Texas insurance agents continuing education?

Texas Department of Insurance (TDI) requires coverage of: Ethics (3 hours); General Insurance (Elective) (12 hours); Self-Study (cap — not a separate subject); Annuity Best Interest / Suitability — Ongoing (8 hours); Long-Term Care Insurance — Ongoing Renewal Training (4 hours).

How are completed CE hours reported to Texas Department of Insurance (TDI)?

Completed hours are reported through the board's online portal within 30 days of completion. You also receive a certificate of completion for your records.

Can Texas insurance agents complete continuing education online?

Yes. Board-approved online courses count toward the Texas requirement; timed seat-time and completion records satisfy audit requirements.

Sources

• Texas Department of Insurance (TDI) — official board site
• Continuing education rule — the requirement cited above, verified September 10, 2026
• Texas Insurance Agents continuing education requirements — hours, topics and courses by license class