How to Renew Your Tennessee Insurance Agent License

Who has to renew

This guide covers Tennessee insurance agents holding a All licensees license. Requirements are set by Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section.

When to renew

Tennessee insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (https://www.tn.gov/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms/ce-req.html)

The continuing education Tennessee requires

Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

• Ethics (3 hrs of the 24)
• Flood insurance (one-time 3 hr course - P&C producers)
• Annuity training (one-time 4 hr course - life producers, eff. 1/1/2024)
• Long-term care partnership (8 hr initial + 4 hr every 24 months for LTC sellers)

How to renew, step by step

1. 1

   Confirm your license class and renewal date

   Tennessee sets insurance agents requirements by license class (All licensees). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

2. 2

   Complete 24 hours of board-approved continuing education

   Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section requires 24 hours every 2 years, including Ethics (3 hrs of the 24), Flood insurance (one-time 3 hr course - P&C producers), Annuity training (one-time 4 hr course - life producers, eff. 1/1/2024), Long-term care partnership (8 hr initial + 4 hr every 24 months for LTC sellers). Do not leave it for the last week — completions must be on file before the deadline.

   See the Tennessee insurance agents course
3. 3

   Save your certificate of completion

   Download the certificate the moment you finish and keep it with your license records.

4. 4

   Make sure your hours reach the board

   In Tennessee, you keep your certificate of completion and present it to the board if asked.

5. 5

   Renew with Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section

   Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

   Go to Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section

Tennessee insurance agent renewal FAQ

How many continuing education hours do Tennessee insurance agents need?

Tennessee insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section.

What topics are required for Tennessee insurance agents continuing education?

Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section requires coverage of: Ethics (3 hrs of the 24); Flood insurance (one-time 3 hr course - P&C producers); Annuity training (one-time 4 hr course - life producers, eff. 1/1/2024); Long-term care partnership (8 hr initial + 4 hr every 24 months for LTC sellers).

Can Tennessee insurance agents complete continuing education online?

Yes. Board-approved online courses count toward the Tennessee requirement; timed seat-time and completion records satisfy audit requirements.

Sources

• Tennessee Department of Commerce and Insurance - Insurance Division, Agent Licensing Section — official board site
• Continuing education rule — the requirement cited above, verified September 4, 2026
• Tennessee Insurance Agents continuing education requirements — hours, topics and courses by license class