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South Carolina · Insurance Agents · 2026 renewal guide

How to Renew Your South Carolina Insurance Agent License

South Carolina insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by South Carolina Department of Insurance (SCDOI).

Written by the TradesCE compliance team · Verified against the South Carolina Department of Insurance (SCDOI) rule on September 10, 2026.

CE hours
24 hours
Renewal cycle
Every 2 years
Next deadline
Per license
Exam to renew
Required

Who has to renew

This guide covers South Carolina insurance agents holding a license in one of these classes: Resident insurance producer, Standard Resident Producer CE — Single Line of Authority, Resident Producer CE — Dual/Multiple Lines of Authority, Long-Term Care Partnership — Ongoing Biennial Refresher (LTC sellers only). Requirements are set by South Carolina Department of Insurance (SCDOI). Hours differ by class — 24 hours for Resident insurance producer, Standard Resident Producer CE — Single Line of Authority, Resident Producer CE — Dual/Multiple Lines of Authority; 4 hours for Long-Term Care Partnership — Ongoing Biennial Refresher (LTC sellers only).

When to renew

South Carolina insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (S.C. Code Reg. 69-50; doi.sc.gov/841/License-Renewal-Dates — producers renew biennially on the last day of their birth month in the odd or even year matching their birth year)

The continuing education South Carolina requires

South Carolina Department of Insurance (SCDOI) requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

  • Ethics — at least 3 hours
  • Each line of authority — at least 8 hours
  • Life/Health Line of Authority — at least 8 hours
  • Elective (any approved line) — at least 13 hours
  • Property/Casualty Line of Authority — at least 8 hours
  • Long-Term Care Insurance — Ongoing Partnership Refresher — at least 4 hours

How to renew, step by step

  1. 1

    Confirm your license class and renewal date

    South Carolina sets insurance agents requirements by license class (Resident insurance producer, Standard Resident Producer CE — Single Line of Authority, Resident Producer CE — Dual/Multiple Lines of Authority, Long-Term Care Partnership — Ongoing Biennial Refresher (LTC sellers only)). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

  2. 2

    Complete 24 hours of board-approved continuing education

    South Carolina Department of Insurance (SCDOI) requires 24 hours every 2 years, including Ethics, Each line of authority, Life/Health Line of Authority, Elective (any approved line) and other required topics. Do not leave it for the last week — completions must be on file before the deadline.

    See the South Carolina insurance agents course
  3. 3

    Save your certificate of completion

    Download the certificate the moment you finish and keep it with your license records; South Carolina audits can reach back several years.

  4. 4

    Make sure your hours reach the board

    In South Carolina, the provider uploads a completion roster to the board, within 30 days of completion. You can confirm your hours are on file in the reporting system linked below.

    Check your hours on file
  5. 5

    Renew with South Carolina Department of Insurance (SCDOI)

    Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. This renewal also requires passing an exam. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

    Go to South Carolina Department of Insurance (SCDOI)

South Carolina insurance agent renewal FAQ

How many continuing education hours do South Carolina insurance agents need?
South Carolina insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by South Carolina Department of Insurance (SCDOI).
Which license types have different CE requirements in South Carolina?
Requirements differ by license class in South Carolina: 24 hours for Resident insurance producer, Standard Resident Producer CE — Single Line of Authority, Resident Producer CE — Dual/Multiple Lines of Authority; 4 hours for Long-Term Care Partnership — Ongoing Biennial Refresher (LTC sellers only).
What topics are required for South Carolina insurance agents continuing education?
South Carolina Department of Insurance (SCDOI) requires coverage of: Ethics (3 hours); Each line of authority (8 hours); Life/Health Line of Authority (8 hours); Elective (any approved line) (13 hours); Property/Casualty Line of Authority (8 hours); Long-Term Care Insurance — Ongoing Partnership Refresher (4 hours).
Is an exam required to renew a South Carolina insurance agents license?
Yes — South Carolina Department of Insurance (SCDOI) requires an examination as part of renewal in addition to continuing education.
How are completed CE hours reported to South Carolina Department of Insurance (SCDOI)?
Completed hours are reported by the provider via roster upload to the board within 30 days of completion. You also receive a certificate of completion for your records.
Can South Carolina insurance agents complete continuing education online?
Yes. Board-approved online courses count toward the South Carolina requirement; timed seat-time and completion records satisfy audit requirements.

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