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North Dakota · Insurance Agents · 2026 renewal guide

How to Renew Your North Dakota Insurance Agent License

North Dakota insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by North Dakota Insurance Department.

Written by the TradesCE compliance team · Verified against the North Dakota Insurance Department rule on September 10, 2026.

CE hours
24 hours
Renewal cycle
Every 2 years
Next deadline
Per license
Exam to renew
Not required

Who has to renew

This guide covers North Dakota insurance agents holding a license in one of these classes: Resident Producer, Long-Term Care Partnership – Initial Training (one-time, pre-selling LTC), Annuity Best Interest Certification – One-Time (licensed on or after Jan 1, 2022), Long-Term Care Partnership – Ongoing Biennial Training, NFIP Flood Insurance Certification – One-Time (Property/Casualty and Personal Lines producers). Requirements are set by North Dakota Insurance Department. Hours differ by class — 24 hours for Resident Producer; 8 hours for Long-Term Care Partnership – Initial Training (one-time, pre-selling LTC); 4 hours for Annuity Best Interest Certification – One-Time (licensed on or after Jan 1, 2022), Long-Term Care Partnership – Ongoing Biennial Training; 3 hours for NFIP Flood Insurance Certification – One-Time (Property/Casualty and Personal Lines producers).

When to renew

North Dakota insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete 15 days before that date. (N.D. Cent. Code §§ 26.1-26-31.1 to 26.1-26-31.8; license expires last day of producer's birth month biennially)

The continuing education North Dakota requires

North Dakota Insurance Department requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

  • Ethics — at least 3 hours
  • Elective Insurance Topics — at least 21 hours
  • Annuity Suitability and Best Interest Standards — at least 4 hours
  • Long-Term Care Partnership – Initial Certification — at least 8 hours
  • Long-Term Care Partnership – Ongoing Renewal Training — at least 4 hours
  • National Flood Insurance Program (NFIP) Flood Insurance — at least 3 hours

How to renew, step by step

  1. 1

    Confirm your license class and renewal date

    North Dakota sets insurance agents requirements by license class (Resident Producer, Long-Term Care Partnership – Initial Training (one-time, pre-selling LTC), Annuity Best Interest Certification – One-Time (licensed on or after Jan 1, 2022), Long-Term Care Partnership – Ongoing Biennial Training, NFIP Flood Insurance Certification – One-Time (Property/Casualty and Personal Lines producers)). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

  2. 2

    Complete 24 hours of board-approved continuing education

    North Dakota Insurance Department requires 24 hours every 2 years, including Ethics, Elective Insurance Topics, Annuity Suitability and Best Interest Standards, Long-Term Care Partnership – Initial Certification and other required topics. Finish at least 15 days before your deadline so the completion is on file in time.

    See the North Dakota insurance agents course
  3. 3

    Save your certificate of completion

    Download the certificate the moment you finish and keep it with your license records; North Dakota audits can reach back several years.

  4. 4

    Make sure your hours reach the board

    In North Dakota, completions are submitted through the board’s online licensing portal, within 15 days of completion. You can confirm your hours are on file in the reporting system linked below.

    Check your hours on file
  5. 5

    Renew with North Dakota Insurance Department

    Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

    Go to North Dakota Insurance Department

North Dakota insurance agent renewal FAQ

How many continuing education hours do North Dakota insurance agents need?
North Dakota insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by North Dakota Insurance Department.
Which license types have different CE requirements in North Dakota?
Requirements differ by license class in North Dakota: 24 hours for Resident Producer; 8 hours for Long-Term Care Partnership – Initial Training (one-time, pre-selling LTC); 4 hours for Annuity Best Interest Certification – One-Time (licensed on or after Jan 1, 2022), Long-Term Care Partnership – Ongoing Biennial Training; 3 hours for NFIP Flood Insurance Certification – One-Time (Property/Casualty and Personal Lines producers).
What topics are required for North Dakota insurance agents continuing education?
North Dakota Insurance Department requires coverage of: Ethics (3 hours); Elective Insurance Topics (21 hours); Annuity Suitability and Best Interest Standards (4 hours); Long-Term Care Partnership – Initial Certification (8 hours); Long-Term Care Partnership – Ongoing Renewal Training (4 hours); National Flood Insurance Program (NFIP) Flood Insurance (3 hours).
How are completed CE hours reported to North Dakota Insurance Department?
Completed hours are reported through the board's online portal within 15 days of completion. You also receive a certificate of completion for your records.
Can North Dakota insurance agents complete continuing education online?
Yes. Board-approved online courses count toward the North Dakota requirement; timed seat-time and completion records satisfy audit requirements.

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