Skip to main content

Michigan · Insurance Agents · 2026 renewal guide

How to Renew Your Michigan Insurance Agent License

Michigan insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by Michigan Department of Insurance and Financial Services.

Written by the TradesCE compliance team.

CE hours
24 hours
Renewal cycle
Every 2 years
Next deadline
Per license
Exam to renew
Not required

Who has to renew

This guide covers Michigan insurance agents holding a license in one of these classes: Resident insurance producers and solicitors, Resident producers and solicitors. Requirements are set by Michigan Department of Insurance and Financial Services.

When to renew

Michigan insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (Your CE review date is determined by the month and year of your birth.)

The continuing education Michigan requires

Michigan Department of Insurance and Financial Services requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

  • Ethics

How to renew, step by step

  1. 1

    Confirm your license class and renewal date

    Michigan sets insurance agents requirements by license class (Resident insurance producers and solicitors, Resident producers and solicitors). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

  2. 2

    Complete 24 hours of board-approved continuing education

    Michigan Department of Insurance and Financial Services requires 24 hours every 2 years, including Ethics. Do not leave it for the last week — completions must be on file before the deadline.

    See the Michigan insurance agents course
  3. 3

    Save your certificate of completion

    Download the certificate the moment you finish and keep it with your license records; Michigan audits can reach back several years.

  4. 4

    Make sure your hours reach the board

    In Michigan, the provider uploads a completion roster to the board, within 30 days of completion.

  5. 5

    Renew with Michigan Department of Insurance and Financial Services

    Submit your renewal and pay the renewal fee before the deadline. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

    Go to Michigan Department of Insurance and Financial Services

Michigan insurance agent renewal FAQ

How many continuing education hours do Michigan insurance agents need?
Michigan insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Michigan Department of Insurance and Financial Services.
Which license classes does the Michigan insurance agents CE requirement apply to?
The 24 hours requirement applies to: Resident insurance producers and solicitors, Resident producers and solicitors.
What topics are required for Michigan insurance agents continuing education?
Michigan Department of Insurance and Financial Services requires coverage of: Ethics.
How are completed CE hours reported to Michigan Department of Insurance and Financial Services?
Completed hours are reported by the provider via roster upload to the board within 30 days of completion. You also receive a certificate of completion for your records.
Can Michigan insurance agents complete continuing education online?
Yes. Board-approved online courses count toward the Michigan requirement; timed seat-time and completion records satisfy audit requirements.

Sources