Maryland · Insurance Agents · 2026 renewal guide
How to Renew Your Maryland Insurance Agent License
Maryland insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by Maryland Insurance Administration (MIA).
Written by the TradesCE compliance team · Verified against the Maryland Insurance Administration (MIA) rule on September 4, 2026.
- CE hours
- 24 hours
- Renewal cycle
- Every 2 years
- Next deadline
- Per license
- Exam to renew
- Required
Who has to renew
This guide covers Maryland insurance agents holding a All licensees license. Requirements are set by Maryland Insurance Administration (MIA).
When to renew
Maryland insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (https://insurance.maryland.gov/Producer/Documents/licensing-docs/ProviderPacket.pdf)
The continuing education Maryland requires
Maryland Insurance Administration (MIA) requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:
- Ethics (3 hours)
- Flood (2 hours, P&C producers selling flood)
- Bail Bonds (4 hours, P&C producers selling bail)
- Long Term Care (2 hours, L/H producers selling LTC)
- Annuity suitability (4-hour initial course)
How to renew, step by step
- 1
Confirm your license class and renewal date
Maryland sets insurance agents requirements by license class (All licensees). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.
- 2
Complete 24 hours of board-approved continuing education
Maryland Insurance Administration (MIA) requires 24 hours every 2 years, including Ethics (3 hours), Flood (2 hours, P&C producers selling flood), Bail Bonds (4 hours, P&C producers selling bail), Long Term Care (2 hours, L/H producers selling LTC) and other required topics. Do not leave it for the last week — completions must be on file before the deadline.
See the Maryland insurance agents course - 3
Save your certificate of completion
Download the certificate the moment you finish and keep it with your license records.
- 4
Make sure your hours reach the board
In Maryland, you keep your certificate of completion and present it to the board if asked.
- 5
Renew with Maryland Insurance Administration (MIA)
Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. This renewal also requires passing an exam. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.
Go to Maryland Insurance Administration (MIA)
Maryland insurance agent renewal FAQ
- How many continuing education hours do Maryland insurance agents need?
- Maryland insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Maryland Insurance Administration (MIA).
- What topics are required for Maryland insurance agents continuing education?
- Maryland Insurance Administration (MIA) requires coverage of: Ethics (3 hours); Flood (2 hours, P&C producers selling flood); Bail Bonds (4 hours, P&C producers selling bail); Long Term Care (2 hours, L/H producers selling LTC); Annuity suitability (4-hour initial course).
- Is an exam required to renew a Maryland insurance agents license?
- Yes — Maryland Insurance Administration (MIA) requires an examination as part of renewal in addition to continuing education.
- Can Maryland insurance agents complete continuing education online?
- Yes. Board-approved online courses count toward the Maryland requirement; timed seat-time and completion records satisfy audit requirements.
Sources
- Maryland Insurance Administration (MIA) — official board site
- Continuing education rule — the requirement cited above, verified September 4, 2026
- Maryland Insurance Agents continuing education requirements — hours, topics and courses by license class