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Georgia · Insurance Agents · 2026 renewal guide

How to Renew Your Georgia Insurance Agent License

Georgia insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by Georgia Office of the Commissioner of Insurance and Safety Fire (OCI).

Written by the TradesCE compliance team · Verified against the Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) rule on September 10, 2026.

CE hours
24 hours
Renewal cycle
Every 2 years
Next deadline
Per license
Exam to renew
Not required

Who has to renew

This guide covers Georgia insurance agents holding a license in one of these classes: Resident Licensees with less than 20 years of service, Standard CE — Licensed Less Than 20 Years, Resident Licensees with more than 20 years of service, Workers Compensation Adjuster Only, Professional designation holders: 12 hours, Credit Insurance Only, Limited Subagent, Specialty Add-On: LTC Partnership — Initial Training (one-time, before first LTC sale), Specialty Add-On: LTC Partnership — Ongoing Training (every 24 months after initial), Specialty Add-On: Annuity Best Interest — One-Time Certification (licensed on/after 08/01/2023), Specialty Add-On: NFIP Flood Insurance Training (one-time, property-line NFIP sellers). Requirements are set by Georgia Office of the Commissioner of Insurance and Safety Fire (OCI). Hours differ by class — 24 hours for Resident Licensees with less than 20 years of service, Standard CE — Licensed Less Than 20 Years; 20 hours for Resident Licensees with more than 20 years of service, Workers Compensation Adjuster Only; 12 hours for Professional designation holders: 12 hours; 10 hours for Credit Insurance Only, Limited Subagent; 8 hours for Specialty Add-On: LTC Partnership — Initial Training (one-time, before first LTC sale); 4 hours for Specialty Add-On: LTC Partnership — Ongoing Training (every 24 months after initial), Specialty Add-On: Annuity Best Interest — One-Time Certification (licensed on/after 08/01/2023); 3 hours for Specialty Add-On: NFIP Flood Insurance Training (one-time, property-line NFIP sellers).

When to renew

Georgia insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (O.C.G.A. § 33-23-18 (licenses issued on biennial basis; expire on last day of licensee's birth month))

The continuing education Georgia requires

Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

  • ethics — at least 3 hours
  • Line-of-Authority Electives — at least 21 hours
  • Long-Term Care Partnership Initial Training — at least 8 hours
  • Annuity Best Interest Certification — at least 4 hours
  • National Flood Insurance Program (NFIP) Training — at least 3 hours

How to renew, step by step

  1. 1

    Confirm your license class and renewal date

    Georgia sets insurance agents requirements by license class (Resident Licensees with less than 20 years of service, Standard CE — Licensed Less Than 20 Years, Resident Licensees with more than 20 years of service, Workers Compensation Adjuster Only, Professional designation holders: 12 hours, Credit Insurance Only, Limited Subagent, Specialty Add-On: LTC Partnership — Initial Training (one-time, before first LTC sale), Specialty Add-On: LTC Partnership — Ongoing Training (every 24 months after initial), Specialty Add-On: Annuity Best Interest — One-Time Certification (licensed on/after 08/01/2023), Specialty Add-On: NFIP Flood Insurance Training (one-time, property-line NFIP sellers)). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

  2. 2

    Complete 24 hours of board-approved continuing education

    Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) requires 24 hours every 2 years, including ethics, Line-of-Authority Electives, Long-Term Care Partnership Initial Training, Annuity Best Interest Certification and other required topics. Do not leave it for the last week — completions must be on file before the deadline.

    See the Georgia insurance agents course
  3. 3

    Save your certificate of completion

    Download the certificate the moment you finish and keep it with your license records; Georgia audits can reach back several years.

  4. 4

    Make sure your hours reach the board

    In Georgia, completions are submitted through the board’s online licensing portal, within 14 days of completion. You can confirm your hours are on file in the reporting system linked below.

    Check your hours on file
  5. 5

    Renew with Georgia Office of the Commissioner of Insurance and Safety Fire (OCI)

    Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

    Go to Georgia Office of the Commissioner of Insurance and Safety Fire (OCI)

Georgia insurance agent renewal FAQ

How many continuing education hours do Georgia insurance agents need?
Georgia insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Georgia Office of the Commissioner of Insurance and Safety Fire (OCI).
Which license types have different CE requirements in Georgia?
Requirements differ by license class in Georgia: 24 hours for Resident Licensees with less than 20 years of service, Standard CE — Licensed Less Than 20 Years; 20 hours for Resident Licensees with more than 20 years of service, Workers Compensation Adjuster Only; 12 hours for Professional designation holders: 12 hours; 10 hours for Credit Insurance Only, Limited Subagent; 8 hours for Specialty Add-On: LTC Partnership — Initial Training (one-time, before first LTC sale); 4 hours for Specialty Add-On: LTC Partnership — Ongoing Training (every 24 months after initial), Specialty Add-On: Annuity Best Interest — One-Time Certification (licensed on/after 08/01/2023); 3 hours for Specialty Add-On: NFIP Flood Insurance Training (one-time, property-line NFIP sellers).
What topics are required for Georgia insurance agents continuing education?
Georgia Office of the Commissioner of Insurance and Safety Fire (OCI) requires coverage of: ethics (3 hours); Line-of-Authority Electives (21 hours); Long-Term Care Partnership Initial Training (8 hours); Annuity Best Interest Certification (4 hours); National Flood Insurance Program (NFIP) Training (3 hours).
How are completed CE hours reported to Georgia Office of the Commissioner of Insurance and Safety Fire (OCI)?
Completed hours are reported through the board's online portal within 14 days of completion. You also receive a certificate of completion for your records.
Can Georgia insurance agents complete continuing education online?
Yes. Board-approved online courses count toward the Georgia requirement; timed seat-time and completion records satisfy audit requirements.

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