Skip to main content

Alabama · Insurance Agents · 2026 renewal guide

How to Renew Your Alabama Insurance Agent License

Alabama insurance agents must complete 24 hours of board-approved continuing education every 2 years, as required by Alabama Department of Insurance.

Written by the TradesCE compliance team · Verified against the Alabama Department of Insurance rule on September 10, 2026.

CE hours
24 hours
Renewal cycle
Every 2 years
Next deadline
Per license
Exam to renew
Required

Who has to renew

This guide covers Alabama insurance agents holding a license in one of these classes: Producer, Producers and Service Representatives (nonresident), Independent adjuster, Title insurance agent, Producers & Adjusters — Standard Biennial CE (Major Lines), Service representative or office-only producer, Service Representatives — Reduced, Producer who sells long-term care insurance, Long-Term Care — Ongoing Biennial Refresher (4 hours). Requirements are set by Alabama Department of Insurance. Hours differ by class — 24 hours for Producer, Producers and Service Representatives (nonresident), Independent adjuster, Title insurance agent, Producers & Adjusters — Standard Biennial CE (Major Lines); 12 hours for Service representative or office-only producer, Service Representatives — Reduced; 8 hours for Producer who sells long-term care insurance; 4 hours for Producer who sells long-term care insurance, Long-Term Care — Ongoing Biennial Refresher (4 hours).

When to renew

Alabama insurance agents licenses renew every 2 years, on the schedule your board assigns to your license. Continuing education must be complete before you submit the renewal. (Ala. Admin. Code r. 482-1-110-.02(2)(a); Ala. Code § 27-8A-1 — licenses renew biennially on the last day of the licensee's birth month in odd or even years matching birth year)

The continuing education Alabama requires

Alabama Department of Insurance requires 24 hours of approved continuing education every 2 years. The hours must cover these topics:

  • Ethics — at least 3 hours
  • Long-term care — at least 8 hours
  • General Insurance Electives — at least 21 hours

How to renew, step by step

  1. 1

    Confirm your license class and renewal date

    Alabama sets insurance agents requirements by license class (Producer, Producers and Service Representatives (nonresident), Independent adjuster, Title insurance agent, Producers & Adjusters — Standard Biennial CE (Major Lines), Service representative or office-only producer, Service Representatives — Reduced, Producer who sells long-term care insurance, Long-Term Care — Ongoing Biennial Refresher (4 hours)). Check the class printed on your license, then note your renewal date — renewals run the schedule your board assigns to your license.

  2. 2

    Complete 24 hours of board-approved continuing education

    Alabama Department of Insurance requires 24 hours every 2 years, including Ethics, Long-term care, General Insurance Electives. Do not leave it for the last week — completions must be on file before the deadline.

    See the Alabama insurance agents course
  3. 3

    Save your certificate of completion

    Download the certificate the moment you finish and keep it with your license records; Alabama audits can reach back several years.

  4. 4

    Make sure your hours reach the board

    In Alabama, completions are submitted through the board’s online licensing portal, within 10 days of completion. You can confirm your hours are on file in the reporting system linked below.

    Check your hours on file
  5. 5

    Renew with Alabama Department of Insurance

    Submit your renewal through the board’s online portal and pay the renewal fee before the deadline. This renewal also requires passing an exam. A late renewal usually means a late fee, and a lapsed license can mean re-applying from scratch.

    Go to Alabama Department of Insurance

Alabama insurance agent renewal FAQ

How many continuing education hours do Alabama insurance agents need?
Alabama insurance agents must complete 24 hours of board-approved continuing education every 2 years, as set by Alabama Department of Insurance.
Which license types have different CE requirements in Alabama?
Requirements differ by license class in Alabama: 24 hours for Producer, Producers and Service Representatives (nonresident), Independent adjuster, Title insurance agent, Producers & Adjusters — Standard Biennial CE (Major Lines); 12 hours for Service representative or office-only producer, Service Representatives — Reduced; 8 hours for Producer who sells long-term care insurance; 4 hours for Producer who sells long-term care insurance, Long-Term Care — Ongoing Biennial Refresher (4 hours).
What topics are required for Alabama insurance agents continuing education?
Alabama Department of Insurance requires coverage of: Ethics (3 hours); Long-term care (8 hours); General Insurance Electives (21 hours).
Is an exam required to renew a Alabama insurance agents license?
Yes — Alabama Department of Insurance requires an examination as part of renewal in addition to continuing education.
How are completed CE hours reported to Alabama Department of Insurance?
Completed hours are reported through the board's online portal within 10 days of completion. You also receive a certificate of completion for your records.
Can Alabama insurance agents complete continuing education online?
Yes. Board-approved online courses count toward the Alabama requirement; timed seat-time and completion records satisfy audit requirements.

Sources